Insights

Insight2019-12-02T03:44:22+00:00

Didn’t qualify for federal aid…? Consider this!

Most people know that they should complete the Free Application for Federal Student Aid (FAFSA) each year that their student is in college (see this post for more info).  The FAFSA will be used as the application for federal student loans and to determine your Expected Family Contribution (EFC) – or whether your family will qualify for federal student aid. But, federal student aid in the form of Pell Grants and various federal student loan programs are not the only ways you have the federal government pitch in on the cost of a college education.  There are tax credits available [...]

By |November 9th, 2019|Categories: College, Personal Finance, Taxes|Tags: , , |0 Comments

What is the “Dow” and what does it mean to me?

Any investor who has listened to the morning radio or turned on a television during the week has heard the performance of the Dow Jones Industrial Average. The investing media pundits seem to go into a wild panic whenever it falls and rejoice whenever it rises. A popular question, though, [...]

By |June 5th, 2019|Categories: Investing|Tags: , |0 Comments

Will you reduce expenses in retirement?

This post is another in a series about the dangers of using rules of thumb as a basis for your financial plan.  As I’ve mentioned before, many of these so-called rules were only marginally true and only in limited circumstances.  And, even if they were true 30 years ago, many [...]

By |March 1st, 2019|Categories: Personal Finance|Tags: |0 Comments

My take on Rich Dad, Poor Dad

I've been asked a number of times for recommendations for books on personal finances - both for adults and for teens. I've read lots of books on different financial theories, behavioral economics, financial management and other topics. I find many of them fascinating but I completely understand that many (or [...]

By |February 27th, 2019|Categories: Books, Investing, Personal Finance|Tags: |0 Comments

What do you do if you’re laid off?

According to the Bureau of Labor Statistics, the unemployment rate is currently around 4%, which is still low by historical standards.  And many companies still have difficulty filling some positions because the skills they need don’t match the skills in the available workforce.  But that doesn’t mean that there are [...]

By |February 21st, 2019|Categories: Personal Finance|Tags: , |0 Comments

How to overcome the fear of tax season

There’s no two ways about it.  The U.S. tax code is complex.  Even if you have an understanding of how the tax system works, there are seemingly endless specific provisions that affect some situations but not others.  You may get a good idea of how the tax provisions will affect [...]

By |February 19th, 2019|Categories: Finance, Personal Finance, Taxes|Tags: , |0 Comments

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