What is the “Dow” and what does it mean to me?

By |2019-09-09T23:36:22+00:00June 5th, 2019|Investing|

Any investor who has listened to the morning radio or turned on a television during the week has heard the performance of the Dow Jones Industrial Average. The investing media pundits seem to go into a wild panic whenever it falls and rejoice whenever it rises. A popular question, though, is why?  A brief history [...]

My take on Rich Dad, Poor Dad

By |2019-03-01T01:58:45+00:00February 27th, 2019|Books, Investing, Personal Finance|

I've been asked a number of times for recommendations for books on personal finances - both for adults and for teens. I've read lots of books on different financial theories, behavioral economics, financial management and other topics. I find many of them fascinating but I completely understand that many (or even most) people would find [...]

When you should consider taking capital gains this year

By |2018-12-01T14:34:20+00:00November 26th, 2018|Investing, Personal Finance, Taxes|

One of those financial rules of thumb that can hurt you - It's always better to pay later rather than paying now. The question isn’t just whether you should pay now or pay later.  The question is also whether you should pay more or pay less.  Depending on your circumstances, you could pay less in [...]

I already have an accountant. How can a financial planner help me?

By |2018-09-07T14:30:39+00:00September 7th, 2018|Investing, Personal Finance, Taxes|

You have an accountant who prepares your tax returns.  You have someone who manages your investments.  So how could a financial planner help you?   Your accountant is looking backwards. When your accountant prepares your tax returns, he or she is looking backward.  The purpose of your tax return is to report to the government [...]

Pursuing Ethical Investing

By |2018-07-13T01:50:37+00:00March 1st, 2018|Investing|

What is Ethical Investing? Ethical investing, including Socially Responsible Investing, (SRI), Environment, Social and Governance Investing (ESG), Impact Investing and other forms of social investing has been around for decades.  However, there has been a tremendous increase in the number of socially-screened investment funds in just the past few years. Historically, the typical socially responsible [...]

Are you jeopardizing your financial goals in the market?

By |2018-07-13T01:51:27+00:00February 21st, 2018|Investing|

Volatility returned to the markets recently – at least for a short time.  For 18 months or so it seemed like the major stock market indexes only went up. The recent correction served as a reminder that the stock market is still subject to swings triggered by anything from economic data and geopolitical events to [...]